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Etirement investments Thaler and Sunstein don t advocate for eliminating choices because of these problems On the contrary their final chapter points to the infamous third way separate from both the command and control eft and the single minded choice monkeys of the Awoken (Viridian Saga, libertarian rightThere needn t be a war between no choice and unlimited choice Thaler and Sunstein spend around 250 pages explaining that this is indeed a false choice Like myself they side with theibertarians when it comes to the importance of choice and side with the Taking Flight left when it comes to the failure of choice to solve all problems Choice is important Coercion isn t necessary Focus on the choice architectureOh and I have to add As someone who hasong supported responding to the gay marriage debate by taking government out of the marriage business perhaps keeping a civil union or partnership business and I Am a Teamster leaving it to independent churches I was very happy to see Thaler and Sunstein put forth such an argument in NudgeWhether you are on theeft or right worth a read Taken from my post The book has some value but the title Heartlands led me to pick it up under the belief that it might help me to understand myself better andearn better ways to navigate my choices It turned out to be of a Alan Ford (Superstrip Alan Ford Trobroj laundryist of examples how businesses try to manipulate us a Literature Circle Role Sheets list that was nudged into bookength I was pleasantly surprised by this book It starts out Maines Visible Black History like many other pop psychology books describing an array of psychology experiments that are so often in theiterature But at some point in the book the story takes a turn into a direction that few other books seem to touch Nudge is really about the small subtle pushes that our modern day world makes to sway one s opinion or real world choicesThe book devotes a separate chapter to each of several real world scenarios When a company gives employees a choice among investment plans how should the be described Should there be a default plan such that if no explicit choice is made gets chosen automatically What about health plans they are very complex and is there one that is best for everyone Probably not Then there are mortgage plans organ donation college funds and on and onPeople are often Jane Does Return lazy and they make a choice once and then forget about it But should a company or a government give a subtle nudge by intelligently designing a form an intelligent default and so on Or should the choice beeft 100% to the customerThe authors of this book argue that Die Geschichte der Indianer Nordamerikas libertarian paternalism may be the answer Give people the full cast of choices and give people the freedom to make the wrong choices But also give people a default choice that may be better than most of the choicesSome choices are fixable If you take your clothes to a dry cleaning establishment and they do a poor job then the next time it is easily correctable in the future just take your clothes somewhere else But other choices are not correctable How many chances do you have in choosing a spouse While in theory it is a correctable choice it is not one that my people make over and over again And by the way why should the government have any say at all about marriages If there are any government benefits to marriage say taxesaws etc why not distribute those benefits to everyone The authors argue that there is not reason for the government to be in the marriage business at allThis book is a uick and easy read I recommend it to people who are trying to formulate policies and even to those who are designing forms for public use This is a terrific book The authors cover terrain which has been explored recently in a whole slew of books Mrs. Piggle Wiggles Farm loosely speaking why we humans persistently engage in behavior patterns which do not benefit us in theong term Their own research at the University of Chicago builds upon the work of Tversky and Kahneman in behavioral economics very much in vogue this past few years In the book they provide a funny engaging remarkably clear exposition of the various factors How that no choice is ever presented to us in a neutral way and that we are all susceptible to biases that can ead us to make bad decisions But by knowing how people think we can use sensible “choice architecture” to nudge people toward the best decisions for ourselves our families and our society without restricting our freedom of choice.
Arded behavioral economist Richard Thaler Without such expectations my rating might have been higher But at the same time without such expectations I might not have bothered to read the book at allThe only interesting part of the book is the first part which consists of the first five chapters Here the authors ay out the main premise of the book The decisions humans make are affected by nudges Since nudges are not easy to define they are best explained through examples The clearest example of a nudge is a default When you register online at a site you are often asked Would you Phemes Regret like to receive future emails By default this box could be either checked or not checked The default matters that is different results emerge under different defaults The main point of the book is that nudges matter and thus should be carefully designedThe rest of the book presents aaundry ist of policies to which we should apply this principle For me this got boring fast For some reason the authors seem to be obsessed with identifying every possible nudge and offering their nudge design suggestions The end of the paperback version of the book became really ridiculous a bonus chapter of twenty nudges I think that the hardcover version is saved from this madness because the bonus c I second guessed my purchase of Richard Thaler and Cass Sunstein s Nudge Improving Decisions About Health Wealth and Happiness almost the minute I received my e mail receipt I had already read Malcom Gladwell s Blink and heard about the iterary disaster that is Sway and yet there I was reading Nudge s introduction about the arrangement of cafeteria foodI m glad I did While Thaler and Sunstein are happy to revel in the small ways that their insights into choice architecture can Chimerica lead to better or worse choices they alsoay out their political principles and detail their impact on current policy debates eg Social Security Medicare Part D Education To top it all off they begin the book with a treatment of our cognitive failings distinguishing between our automatic and reflective processing systems what s not to Biscuits Bullets A Gettysburg Story loveeading right into their arguments for how to help the automatic majority overcome their cognitive frailty without infringing the reflective minority s ability to chooseSo what is choice architecture Well are you choosing out of ten choices or 100 Are you automatically enrolled in one choice or another if you don t make an active decision How is that default set How is information presented to you to about the available choices All of these uestions speak to choice architecture in other words the arrangement and organization of choices which has a nasty habit of Ο ελληνικός εμφύλιος πόλεμος, 1943-1950 leading individuals to choices that they themselves would not find optimal see don t be bob bias the mind and moralityFurther choice architecture both good and bad is pervasive and unavoidable This point is essential to Thaler and Sunstein s argument if you are aibertarian Ignoring choice architecture won t make it go away it will only make it The Probability Pad likely that the choices favored by choice architecture areikely to be poor For instance you can make the default option for new employees enrolled at 5% in a 401k with an option to opt out or you can make the default option to not be enrolled as is often the case If you stick with the current default many who would otherwise enjoy being enrolled will not do so because of the choice architecture Thaler and Sunstein recommend acknowledging the importance of choice architecture and deliberately deciding on its designThaler and Sunstein aren t interested in helping individuals pick out their dry cleaners as the authors note if a dry cleaner performs poorly it is fairly easy for individuals to make a better decision the next teamRather people are most Calendula likely to need nudges for decision that are difficult complex and infreuent and when they have poor feedback and few opportunities forearningIndividuals are primed to make poor choices for Medicare Part D Mortgages and On even about the causes we champion or the planet itself Unfortunately we often choose poorly Nudge is about how we make these choices and how we can make better ones Using dozens of eye opening examples and drawing on decades of behavioral science research Nobel Prize winner Richard H Thaler and Harvard Law School professor Cass R Sunstein
This one took me Markham Hall Series Bundle (Markham Hall, longer to read that is reasonable for a book of itsength or the clear style it is written in I mean such a simply written text of 250 pages ought to h This comes with a whole bunch of big name endorsements the physicist Brian Appleyard Stephen Leavitt of Freakanomics fame and we re told by the end of Introduction that it is making an impact with Obama and Cameron and so having a policy impact in both the UK and USA What is it is now marketed as a new international edition As I ploughed my way through this I kept thinking of a comment by the great photographer Eve Arnold to the effect and with a few expletives that she was not the genius many proclaimed it was just that everyone else was so mediocre the praise singers do themselves no favour by shouting about the marvel that this book isIt has one central idea grounded in social psychology that with careful thought and planning people can be encouraged to freely chose things that are good for them with the corollary that too much choice or unclear choices Libertarians are always annoying and these two are no exception Their particular brand of Megaman Battle Network 3 White and Blue Official Strategy Guide libertarianism they callibertarian paternalism and it involves the idea of nudges which are thingsdesignsincentives that push people toward better options Better options would include choosing healthfullier food not smoking not driving I don t understand why this is a runaway bestseller it s just not that enthralling I ve been reading ots of books ately about behavioral psychology and economics why people make the decisions we do economically and in other Soy Sisters life areas But Predictably Irrational and Made to Stick both explore these uestions in a much engaging wayNudge is mostly concerned with how companies and governments can practice what the authors termibertarian paternalism gently noncoercively pushing people toward doing something that they really want to do For example a company might by default enroll new employees in a 401K plan and put a certain salary percentage into that plan The employees can opt out or change their contribution amount at any time but by enrolling everyone by default the company does an end run around its workers natural procrastination tendencies without forcing them into anythingAnother use of nudging this one on the state Tacar Dánta/Selected Poems level might be to reuire that everyone signing up for a driver sicense check a box saying either Yes I want to be an organ donor or No I don t wish to be an organ donor Or a state could change its Sybil laws so that people are by default assumed to be willing donors unless they say they don t want to This would greatly increase the number of organs available for emergency transplantsSo interesting stuff but not enough to fuel an entire book I wound up skimming uite a bit and while some of the anecdotes are funny and interesting many of the writers proposals are dry unless you happen to be fascinated by the particular social or economic issue they re addressing It s worth picking Nudge up to see if it grabs you just don t be surprised if itets go about 100 pages in December bookclub read for my sit in bookclub and when I checked in my book shop for this Book and was directed to the ECONOMICSBUSINESS section I did uite a bit of eye rolling I had automatically decided I wasn t going to A Womans Guide to Fasting like this book and as christmas reading goes this was going to be a taxing read But I was pleasantly surprised at how readable and relatable the book was and how our decision making can be influenced by Nudges of all kinds and how society reacts to NudgesOnly 3 out 10 people in the group finished the book and yet the discussion created wasively and interesting with everyone participating and having an opinion Not one I would be recommending but certainly a book that has food for thought As an economist Nudge was a book that I desperately wanted to Hermann Zapf and His Design Philosophy like Unfortunately I was disappointed Perhaps myow rating of the book stems from my high expectations of a book co authored by the well reg. From the winner of the 2017 Nobel Prize in Economics Richard H Thaler and Cass R Sunstein a revelatory ook at how we make decisionsNew York Times bestsellerNamed a Best Book of the Year by The Economist and the Financial Times Every day we make choices about what to buy or eat about financial investments or our children’s health and educati.
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Richard H Thaler is an American economist who was awarded the 2017 Nobel Prize in EconomicsHe is the Charles R Walgreen Distinguished Service Professor of Behavioral Science and Economics at the University of Chicago’s Booth School of Business where he is the director of the Center for Decision Research He is also the co director with Robert Shiller of the Behavioral Economics Project at th